Last updated: November 13, 2026 (version AFF-2026-11)
This Affiliate Program Agreement (the "Agreement") is between RG Loomis LLC, a Florida limited liability company doing business as iBlueText, 6250 Cedarbrook Dr N, Pinellas Park, Florida ("iBlueText," "we," "us," "our"), and the person or business that signs up for the iBlueText Affiliate Program ("Affiliate," "you," "your").
1.1 How you accept. You accept this Agreement by checking the box (or clicking the button) that says you agree to it when you sign up for the Affiliate Program, or by sharing, publishing or using an iBlueText referral link, whichever happens first. If you are accepting for a business, you confirm that you have authority to bind that business, and "you" means that business.
1.2 Eligibility. You must be at least 18 years old and able to form a binding contract. You must be able to complete Stripe's identity and payout onboarding (Section 7). We may refuse or remove any applicant or Affiliate at our discretion, including anyone in a country or on a list where U.S. law or Stripe does not allow us to pay them.
1.3 Other terms that apply. If you also use iBlueText as a customer, our Terms of Service and Privacy Policy continue to govern that use. If you are also an approved iBlueText reseller, the Reseller Agreement governs your reseller activity, and this Agreement governs only your affiliate referrals (see Section 4.5).
1.4 Automatic approval. Affiliates are approved automatically at sign-up. Approval does not mean we have reviewed or endorsed your website, content or methods. We may review them at any time.
3.1 Independent contractor. You are an independent contractor. Nothing in this Agreement makes you our employee, agent, partner, joint venturer, franchisee or legal representative. You are not entitled to wages, benefits, expense reimbursement or any compensation other than commissions under this Agreement.
3.2 No authority to bind us. You may not make any promise, contract, warranty, price commitment, refund or representation on our behalf. You may not accept payments for iBlueText or collect a customer's payment details.
3.3 Your own business. You control how, when and where you promote iBlueText, subject to this Agreement. You pay all of your own costs (advertising, tools, staff, equipment, travel). You are responsible for anyone who works for you or promotes on your behalf, and their conduct is treated as yours.
3.4 No exclusivity. This Agreement is non-exclusive. We may work with any number of affiliates, resellers and partners, in any market, and you may promote other products, including competing products, as long as you follow this Agreement.
4.1 Commission rates. For each Referred Customer, we will pay you the following percentage of Collected Revenue, for as long as that Referred Customer keeps paying us and this Agreement is in effect (subject to Sections 4.4, 6, 12 and 13):
| What the Referred Customer pays for | Commission |
|---|---|
| Monthly line fees for hosted lines ("Hosted by iBlueText," currently $99 per line per month) | 30%, recurring |
| Self-hosted plan subscription fees (currently Starter through Enterprise plans, and per-line overage) | 30%, recurring |
| Add-ons, including AI replies, WhatsApp, voice notes, and any other add-on we list as an add-on | 10% |
| Credit packs (for example, iPhone lookup and verification credits) | 10% |
| Setup, activation, onboarding or provisioning fees | 0% |
| Taxes, shipping, hardware, pass-through carrier or third-party fees | 0% |
| Refunded, credited, disputed or charged-back amounts | 0% (see Section 6) |
4.2 Referred Resellers. If your Referred Customer becomes a Reseller, you earn commission on what that Reseller pays us, using the table above. For clarity: a Reseller's hosted line fees and self-hosted plan fees earn 30%; branded-app monthly fees, Priority Human Support and other add-ons earn 10%; branded-app setup fees and line setup fees earn 0%. You do not earn anything on amounts a Reseller's own clients pay the Reseller, because we do not receive those amounts.
4.3 Plan changes. If a Referred Customer upgrades, downgrades, adds or removes lines, your commission follows what they actually pay us. If they cancel, commissions stop. If they later come back under the same account, commissions resume; if they come back through someone else's link with a new account, see Section 5.
4.4 "Life of the customer" meaning. Recurring commissions continue for each billing period the Referred Customer pays, without a fixed end date, but only while (a) this Agreement is in effect, (b) you are in good standing, and (c) at the commission rates in effect at the time of each payment, which we may change under Section 13. "Recurring" or "for life" in our marketing means for as long as these conditions are met. Recurring commissions are not a vested property right and are not assignable except under Section 17.4.
4.5 Resellers who are also Affiliates. A Reseller may join this Program. A Reseller earns affiliate commission only on customers it sends directly to iBlueText (who sign up and pay iBlueText under iBlueText's own brand). A Reseller earns no commission on its own purchases, its own clients, accounts created under its reseller account, or anything else that would amount to a self-referral.
4.6 Commission only on money we keep. Commissions are calculated only on Collected Revenue. If we never collect a payment, no commission is earned. If we collect and later lose a payment, the commission is reversed (Section 6).
4.7 Records control. Our tracking system and billing records (including Stripe records) are the final record of clicks, sign-ups, attribution, payments and commissions, except where there is a clear and demonstrable error. If you believe a commission is wrong, you must tell us in writing within 60 days after the end of the month it relates to, or the amount is final.
5.1 Cookie period and first click. A referral is credited to you only if the new customer clicks your Referral Link and creates an iBlueText account within the 90-day Cookie Period. If a person clicks more than one affiliate's link, the first affiliate whose link was clicked within the Cookie Period gets the credit ("first click wins"), unless that first link had expired.
5.2 Tracking limits. Tracking depends on cookies, browser storage and similar technology. If a person blocks cookies, clears their browser, uses a different device, or signs up without your link, we may be unable to credit you, and we are not responsible for lost referrals. We may (but do not have to) credit a referral manually if you give us clear evidence.
5.3 Not eligible. No commission is earned for:
5.4 Attribution decisions. If there is a conflict over who referred a customer, our good-faith decision is final.
6.1 30-day hold. Each commission is held as "pending" for 30 days after the Referred Customer's payment clears (meaning the funds have settled in our Stripe account). After the hold, if the payment has not been refunded, credited, disputed or charged back, the commission becomes "payable."
6.2 Reversals. We will reverse a commission, in full or in part, if the underlying payment is refunded, credited, disputed, charged back, found to be fraudulent, or was obtained in breach of this Agreement. This applies whether the commission is still pending or has already been paid.
6.3 Clawback. If a reversed commission has already been paid to you, we may (a) deduct it from your future commissions, or (b) if you have no future commissions large enough to cover it within 90 days, or this Agreement has ended, invoice you, and you must repay it within 30 days. Your balance may go negative until recovered.
6.4 Fraud review. If we reasonably suspect fraud, abuse or a breach of this Agreement, we may hold all of your commissions (pending and payable) while we investigate, for as long as our investigation reasonably requires, or longer if a payment processor, bank or authority requires it. If we conclude, acting in good faith, that fraud, abuse or a breach occurred, the related commissions are forfeited.
7.1 Stripe Connect only. We pay commissions only through Stripe Connect. To be paid you must create or connect a Stripe account through our affiliate portal and complete Stripe's onboarding, including identity verification ("KYC"), bank details and tax information. We do not pay by PayPal, check, cash, cryptocurrency, wire or any other method unless we agree in writing.
7.2 Schedule and minimum. We pay payable commissions once a month, on or about the 1st day of each month (U.S. Eastern time), for commissions that have become payable by then. If your payable balance is under $50 USD, it rolls over to the next month until it reaches $50. Amounts are calculated and paid in U.S. dollars; Stripe may convert to your local currency at its rates, and any conversion, payout or bank fees charged by Stripe or your bank are yours.
7.3 Incomplete onboarding. If you have not completed Stripe onboarding, or Stripe restricts or closes your account, we will hold your payable commissions. If you do not complete onboarding within 12 months after your first commission becomes payable, or within 6 months after this Agreement ends, those commissions are forfeited, to the extent permitted by law.
7.4 Taxes. You are solely responsible for all taxes on your commissions. You must provide accurate tax information (for example, IRS Form W-9 for U.S. persons or Form W-8BEN / W-8BEN-E for non-U.S. persons) through Stripe or as we request. We or Stripe may issue tax forms (such as Form 1099) and report payments to tax authorities. We may withhold payments, or withhold amounts required by law (such as U.S. backup withholding), until valid tax information is provided.
7.5 Errors. If we overpay you by mistake, we may deduct the overpayment from future commissions or ask you to repay it.
8.1 We may offer customers who sign up through a Referral Link a perk, currently double credits on their first iPhone-lookup credit order. The perk, its size and its conditions are set by us, may change or end at any time without notice to you, and you may describe it only as we describe it in your affiliate portal at the time. You may not create, promise or advertise your own discounts, coupons, rebates or bonuses for iBlueText.
8.2 You may not offer people cash, gifts or other rewards to sign up through your link, unless we approve it in writing.
9.1 Honest promotion. You must describe iBlueText accurately and only using claims you can support. You must not make false, misleading or unverified claims, including, for example:
9.2 No spam. You must not promote iBlueText (or your Referral Link) by unsolicited text messages, iMessages, WhatsApp messages, robocalls, ringless voicemail, emails, social-media direct messages, comment spam, forum spam or similar bulk outreach. You must comply with the Telephone Consumer Protection Act (TCPA), the Telemarketing Sales Rule, CAN-SPAM, Canada's CASL, the EU/UK ePrivacy and data protection rules where they apply, and every other law that applies to your marketing. Any messaging you send about iBlueText must be to people who gave you any consent the law requires, must identify you, and must honor opt-outs.
9.3 Paid search and brand terms. You must not bid on, buy or use as keywords "iBlueText," "iBlue Text," "i Blue Text," "ibluetext.com," any misspelling or variation of them, or any of our other product names, in Google Ads, Microsoft Ads, Apple Search Ads, social ads or any other paid search or ad platform. You must add them as negative keywords in broad-match campaigns. You must not use our names in ad display URLs, ad headlines or sponsored listings that could look like they come from us.
9.4 No impersonation or confusing names. You must not:
9.5 No fake or incentivized reviews. You must not post, buy, sell, trade or solicit reviews, ratings or testimonials about iBlueText (or about competitors) that are fake, written by you while pretending to be a customer, or given in exchange for any incentive, on any site or app store. This is also prohibited by the FTC's rule on consumer reviews and testimonials (16 CFR Part 465).
9.6 Disclosure (FTC). Wherever you promote iBlueText with a Referral Link or otherwise, you must clearly and conspicuously disclose that you may earn a commission, in a way that meets the FTC's Guides Concerning the Use of Endorsements and Testimonials in Advertising (16 CFR Part 255) and similar laws elsewhere. The disclosure must be close to the link or recommendation, easy to see and understand, and not buried in a footer or "about" page. A short example: "I'm an iBlueText affiliate and may earn a commission if you sign up through my link." Your endorsements must reflect your honest opinions and actual experience.
9.7 Prohibited traffic and technical tricks. You must not:
9.8 Prohibited content. You must not place your Referral Link or our marks on any site, channel or content that is unlawful, defamatory, hateful, sexually explicit, violent, promotes illegal activity, infringes others' rights, or targets children.
9.9 Your responsibility. You are responsible for all traffic and sign-ups that come through your Referral Link and for everything you publish or send. We may ask you to change or remove any content, ad or method, and you must do so within 2 business days (or immediately for spam, impersonation or legal complaints).
10.1 Limited license. While this Agreement is in effect, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to use the iBlueText name, logo, screenshots, videos and marketing materials we provide in your affiliate portal ("Brand Assets"), only to promote iBlueText through your Referral Link and only as this Agreement and any brand guidelines we give you allow.
10.2 Rules. You may not alter the Brand Assets (other than resizing), combine them with other marks, use them in a way that suggests we sponsor or endorse you, or use them after this Agreement ends. All goodwill from your use of our marks belongs to us. You may not register any trademark, domain or account name that includes our marks.
10.3 Your content. You keep ownership of content you create. You give us a non-exclusive, royalty-free license to link to, quote and display your content that mentions iBlueText for the purpose of reviewing compliance and, if you agree, to feature it in our marketing.
10.4 Revocation. We may revoke the license for any Brand Asset, or entirely, at any time. On revocation or termination you must stop using the Brand Assets and remove them within 7 days.
11.1 No access to customer data. Referred Customers are our customers. You do not get access to their accounts, contacts, messages or personal data. Your affiliate portal may show limited, masked information (for example, a partly hidden email address, sign-up date, plan, and commission amounts) only so you can check your commissions. You must not try to unmask, collect, export or misuse it.
11.2 Confidential Information. "Confidential Information" means non-public information we share with you or that you see in your portal, including commission and customer data, pricing plans not yet published, product roadmaps, technical information and the terms of any special arrangement with you. You must keep it confidential, use it only to take part in the Program, and protect it with at least reasonable care. This does not cover information that is or becomes public through no fault of yours, that you already lawfully had, or that you independently develop. You may disclose it if required by law, after giving us prompt notice where allowed.
11.3 Your data. We process your personal data (such as name, email, payout and tax information) as described in our Privacy Policy and as needed to run the Program, pay you and meet legal requirements. Stripe processes your onboarding and payout information under its own terms and privacy policy.
12.1 Term. This Agreement starts when you accept it and continues until either party ends it.
12.2 Termination by either party. Either you or we may end this Agreement at any time, for any reason or no reason, by notice (email is enough, or for you, by closing your affiliate account).
12.3 Effect of termination without breach. If this Agreement ends and you are not in breach:
12.4 Termination for breach. If we end this Agreement because you breached it (including any rule in Section 9), or if we find a breach after termination, all unpaid commissions (pending and payable) are forfeited, and we may claw back commissions connected to the breach under Section 6.3. This does not limit any other remedy we have.
12.5 Suspension. Instead of terminating, we may suspend your Referral Links, your portal access or your payouts while we investigate a suspected breach.
12.6 Survival. Sections 3, 4.7, 6, 7.3 to 7.5, 10.2, 10.4, 11, 12, 14, 15, 16 and 17 survive termination.
13.1 Changes. We may change this Agreement and the Program at any time, including commission rates (for new and existing Referred Customers), the Cookie Period, the payout schedule or minimum, eligible products, and the referred-customer perk. We will usually give notice by email or in your affiliate portal before a change takes effect, but we are not required to. Rate changes are not retroactive: they apply only to payments we collect on or after the effective date of the change.
13.1A Promotions. We may create, change or end promotions, bonuses, contests, special commission rates or customer offers at any time, for some or all affiliates, on whatever terms we announce for that promotion.
13.2 Urgent changes. We may make changes required by law, a payment processor, or to stop fraud or abuse with shorter notice or immediately.
13.3 Your choice. If you do not agree to a change, your only remedy is to end this Agreement before the change takes effect. Continuing in the Program after the effective date means you accept the change.
13.4 Program changes. We may change, pause or end the Program, or any product, price or feature of iBlueText, at any time. Ending the Program ends this Agreement under Section 12.3.
14.1 During this Agreement and for 12 months after it ends, you must not, directly or through anyone else, use information you obtained through the Program (including your knowledge of which customers you referred) to solicit or induce any Referred Customer, or any other iBlueText customer you learned about through the Program, to stop using iBlueText or to move to a competing iMessage, SMS or WhatsApp messaging service.
14.2 This Section does not stop you from general advertising not targeted at our customers, or from serving a customer who comes to you on their own initiative without solicitation.
15.1 Your promises. You promise that (a) the information you give us is true and kept up to date, (b) you will comply with this Agreement and all applicable laws, (c) you have all rights needed for the content and channels you use, and (d) you are not on any U.S. or other sanctions list.
15.2 Disclaimer. The Program, our tracking, the affiliate portal and the iBlueText service are provided "as is" and "as available." We do not promise any amount of commissions, that tracking will be uninterrupted or error-free, or that iBlueText will meet any customer's needs. To the extent the law allows, we disclaim all implied warranties, including merchantability, fitness for a particular purpose and non-infringement.
15.3 Limitation of liability. To the maximum extent the law allows:
15.4 Exceptions. Section 15.3(a) does not limit your indemnity obligations, your liability for breach of Sections 9, 10, 11 or 14, or either party's liability for fraud or willful misconduct.
16.1 You will defend, indemnify and hold harmless RG Loomis LLC and its members, managers, officers, employees and agents from all claims, demands, investigations, fines, penalties, losses, damages, settlements and costs (including reasonable attorneys' fees) arising out of or related to: (a) your promotion of iBlueText, including any messages, calls, emails or ads you send or run; (b) your breach of this Agreement; (c) your violation of any law, including the TCPA, CAN-SPAM and FTC rules; (d) any claim that your content infringes or misappropriates another person's rights; or (e) your taxes.
16.2 We will give you prompt notice of a claim (a delay only reduces your obligation to the extent it actually harms you), and reasonable cooperation at your cost. You may not settle a claim that imposes any obligation or admission on us without our written consent. We may take part in the defense with our own counsel at our own cost, or take over the defense if you fail to defend diligently.
17.1 Governing law. This Agreement is governed by the laws of the State of Florida, without regard to its conflict-of-laws rules.
17.2 Arbitration. Any dispute, claim or controversy arising out of or relating to this Agreement will be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, before one arbitrator, seated in Pinellas County, Florida. Judgment on the award may be entered in any court with jurisdiction. Claims must be brought only in a party's individual capacity, not as a plaintiff or class member in any class, collective or representative proceeding. Either party may seek temporary or preliminary injunctive relief in the state courts located in Pinellas County, Florida, or the United States District Court for the Middle District of Florida (Tampa Division), to stop a breach of Sections 9, 10, 11 or 14, and each party consents to the jurisdiction of those courts for that purpose.
17.3 Jury waiver. To the extent permitted by law, each party waives any right to a jury trial in any lawsuit arising out of or relating to this Agreement.
17.4 Assignment. You may not assign or transfer this Agreement, your account or your right to commissions, by contract, operation of law or otherwise, without our written consent. We may assign this Agreement, without your consent, to an affiliate or to a successor in a merger, acquisition, or sale of all or substantially all of our relevant assets or business.
17.5 Notices. We may give you notices by email to the address in your affiliate account or in your affiliate portal; they are effective when sent. You must give us notices by email to russ@ibluetext.com (Attention: Russell Loomis, RG Loomis LLC); they are effective when received. Keep your email address current.
17.6 Entire agreement. This Agreement (together with any brand guidelines and Program rules we publish in the affiliate portal, which form part of it) is the entire agreement between us about the Affiliate Program and replaces all earlier discussions or agreements on that subject. If there is a conflict, this Agreement controls over the guidelines.
17.7 Electronic acceptance. Your electronic acceptance has the same effect as a handwritten signature, and we may keep electronic records of it (date, time, IP address and version accepted).
17.8 Severability; no waiver. If any part of this Agreement is held unenforceable, it will be enforced to the maximum extent allowed and the rest remains in effect. Our failure to enforce a provision is not a waiver of our right to do so later.
17.9 Force majeure. We are not liable for delays or failures caused by events beyond our reasonable control, including outages at Stripe, Apple, carriers or hosting providers, natural disasters, war, labor disputes, or government action.
17.10 Attorneys' fees. In any action to enforce this Agreement, the prevailing party may recover its reasonable attorneys' fees and costs.
17.11 No third-party beneficiaries. No one other than you and RG Loomis LLC has any rights under this Agreement.
Contact: RG Loomis LLC (iBlueText), 6250 Cedarbrook Dr N, Pinellas Park, FL. Attention: Russell Loomis, russ@ibluetext.com.